Organisation and Structure

UKCreditUnions Ltd (UKCU) is a co-operatively run, membership based national trade association for authorised and registered credit unions, credit union steering groups, mutual aid societies and credit union support organisations.

UKCU has evolved from the Association of Independent Credit Unions (AICU). The AICU represented credit unions in England and Northern Ireland.

In April 2004 UKCU was launched with a remit to offer its services to any credit union,credit union steering group, mutual aid society or credit union support organisations in the UK. In May 2015 UKCU adopted a new set of rules to further this remit to offer its services to any credit union,credit union steering group, mutual aid society or credit union support organisation in England, Scotland, Wales, Northern Ireland, the Isle of Man or the Channel Islands. Each member credit union of UKCU holds one share. Member credit unions are also asked to pay a quarterly affiliation fee based on their share and loan assets.

Each year at the Annual General Meeting, individuals from our member credit unions can be nominated to stand for election onto the Committee of Management.

There are 10 available positions for Directors that make up the committee and they act in a voluntary capacity. The Operations Manager also holds the post of the Company Secretary.

The Committee of Management and Staff for 2018 to 2019 are:


UKCU have designed and developed a number of different training courses and self use training materials, we can also offer bespoke training packages and direct assistance.

The training courses we can currently offer are;

Credit Unions are charged a fixed daily fee inclusive of materials and facilitator, (available to both member and non member credit unions, but different rates will apply) , we also offer ongoing support and guidance to steering groups and new credit unions.

To discuss your training needs or to book a course please contact the office on 01706 214 322

Model Rulebooks

Following the legislative and regulatory changes introduced in 2012, UKCU prepared a new model rulebook for use by its members. There are 2 versions - one for GB credit unions and one for Northern Ireland credit unions.

It is important to review your policies and procedures in line with the new rulebook and changes to the legislation and regulations. It is essential to take your proposals to a members meeting (AGM or SGM) to obtain your members’ approval before you adopt new rules.

The new rulebooks are an essential tool for credit unions seeking to develop and grow and each member credit union can obtain copies by contacting the operations centre as below. 

Staff at the UKCU Office are available to help you prepare the rulebook and the associated forms. Please contact us for more information or guidance on completing and processing them.