WHO WE ARE
UKCreditUnions Ltd (UKCU) is a co-operatively run, membership based, national trade association for authorised and registered credit unions, credit union steering groups, mutual aid societies and credit union support organisations.
UKCU has evolved from the Association of Independent Credit Unions (AICU). The AICU represented credit unions in England and Northern Ireland.
In April 2004 UKCU was launched with a remit to offer its services to any credit union, credit union steering group, mutual aid society or credit union support organisations in the UK. In May 2015 UKCU adopted a new set of rules to further this remit to offer its services to any credit union, credit union steering group, mutual aid society or credit union support organisation in England, Scotland, Wales, Northern Ireland, the Isle of Man or the Channel Islands. Each member credit union of UKCU holds one share.
Each year at the Annual General Meeting, individuals from our member credit unions can be nominated to stand for election for directorship.
THE TEAM
There are 10 available positions for Directors that make up the committee and they act in a voluntary capacity.
The CEO also holds the post of the Company Secretary.
The Directors and Staff for 2022 to 2023 are:
CATHY GREIG - DEEU
Chair of the Board of Directors
Cathy is the Chairperson of UKCU. She is a member and active volunteer of Vale of Leven Credit Union, Cathy is also employed as the CEO at the Vale. Cathy is also a trustee and secretary of the UKCU Death Benefit Trust and is a founder Director of UKCU.
JOE MUIRHEAD
Vice Chair of the Board of Directors
Joe is a Director and Treasurer of Fairfield Govan Credit Union, an employee credit union covering staff at BAE Systems based at the shipyard complex on the Clyde. Joe is also a trustee of the UKCU Death Benefit Trust. Joe has been on the UKCU board since 2005 and is the Vice Chair.
ELAINE COLEMAN
Board Member
Elaine has been involved as a volunteer with Credit Unions for the past 20 years and was a founder member of Kerrier & The Fal Credit Union which then merged with other Cornish Credit Unions to become Kernow Credit Union. Elaine is a Director & Development Officer and serves as the Chair. Elaine has been on the UKCU board since 2014.
ELAINE GILMOUR - DEEU
Board Member
Elaine worked as the CU Development & Support Officer in Middlesbrough for 15 years. In 2009 she was responsible for merging four small community credit unions in to one (Pioneer). In 2013 a further two were added and one more in 2017. She is now employed by Pioneer as CEO.
GERALD SANDISON
Board Member
Gerald is Chair of the RMT Credit Union board, a national association credit union based on the membership of RMT trade union. Gerald was elected as a Director of UKCU in 2009. Now retired, Gerald was Head of Branch Accounts at the National Union of Rail, Maritime and Transport Workers.
RICHARD CONSTABLE - DEEU
Board Member
Richard has been the Compliant Director for the RMT Credit Union since 2015. He has made a significant contribution to the compliant reporting system for RMT by digitalising the process whilst keeping within the rules as laid down by the financial authorities.
DAWN VEAR - DEEU
CEO & Company Secretary
Dawn has been voluntary Director of First Choice Credit Union since it first started in 1993. She currently holds the role of Secretary . Dawn has been employed by UKCU since it was first founded in 2004 and is the CEO and Company Secretary. Dawn is also a trustee of the UKCU Death Benefit Trust.
KERRY REID
Administrator
Kerry has been a part of the credit union movement since she first began volunteering for First Choice Credit Union at the age of 14. Kerry joined the UKCU team in 2013 and works closely with the CEO.
​JO MOSCROP
​Board member
​Jo is the Chief Business Development Officer at No1 CopperPot Credit Union and has worked in the credit union sector for over 10 years. She has a degree in Advertising and Brand Management and a masters in Strategic Leadership. Jo joined the UKCU board in 2024
​BOBBY CUMMING
​Board Member
Bobby serves alongside of Joe as a Director of Fairfield Govan Credit Union, an employee credit union covering staff at BAE Systems based at the shipyard complex on the Clyde, a role he has undertaken for many years. Bobby joined the UKCU board in 2023